Top five reasons why dealer finance works for customers
22 November 2024• Dealer and Customer News• Read time 3m
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Approval - As the finance company retains ownership of the vehicle until the final payment is completed, this security increases the likelihood of individuals being approved for financing, as compared to a personal loan.
Convenience - Customers can visit a car dealership, choose a vehicle and discuss finance options with a specialist, all in the same place.
Payments - The interest and monthly payments are fixed at the outset, making budgeting easier.
Acceptance - People with past credit issues or no credit history are more likely to be accepted for motor finance than with a personal loan because of the secured nature of the agreement.
Reassurance - Car dealers offering finance are credit intermediaries authorised by the Competition and Consumer Protection Commission (CCPC).
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