Fees and charges
We reserve the right to impose any fees or charges on you as set out in the contractual agreement between you and us. Depending on your circumstances, the following charges may apply:
| Charge description | Charge amount | Explanation |
|---|---|---|
| Documentation fee | €75 | We charge this fee at the beginning of your agreement to cover administration costs. |
| Completion fee | €75 | We charge this fee at the end of your agreement to cover administration costs. |
| Subsequent copy of Agreement (individual Only) | €12.50 | Where we provide a subsequent copy of your agreement and you are an individual we may charge this fee. |
| Repayment referral | €70 | Where we agree to your request to move a payment we may charge this fee. |
| Modification or re-scheduling of agreements | €70 | Where we agree to change your repayment date we may charge this fee. |
| Unpaid Direct Debit/Return | €25.39 | Where a direct debit is returned unpaid this fee may be charged. |
| Returned cheque fee | €25.39 | Where a cheque is returned unpaid this fee may be charged. |
| Collections letter charges | €3.00 | Where you have missed a payment and we need to write to you to let you know. This fee may be charged. |
| Copy statement | €3.50 | Where you request a statement on your account this fee may be charged. |
| Late interest charge | Charge will vary | A late interest payment of 0.16% may be charged for late payment of an instalment |
| Early settlement fee for Hire Purchase (HP) Agreement | Charge will vary | Where you fully repay a HP agreement early you will be charged 6 months future interest or the remaining interest if less than 6 months to run on the agreement. |
| Early settlement Fee for Personal Contract Plan (PCP) | Charge will vary | Where you fully repay a PCP agreement early you will be charged 3 months future interest or the remaining interest if less than 3 months to run on the agreement. |
| Charge for excess Kilometers (km) | Charge will vary | 6c plus VAT per Km. This fee is charged for any Kilometers driven above the Maximum Annual Kilometers shown on the front of your PCP agreement in respect of any period of 12 calendar months from the start date of your agreement; or the Maximum Total Kilometers shown on the front of your agreement at the end of the duration of your PCP agreement |