Fees and Charges
As part of your motor finance, we may charge you fees as explained in your agreement. Depending on your situation, the following charges may apply:
Charge description
| Charge amount | Charge amount | Explanation |
|---|---|---|
| Documentation fee | €75 | We charge this fee at the beginning of your agreement to cover administration costs. |
| Completion fee | €75 | We charge this fee at the end of your agreement to cover administration costs. |
| Repayment referral | €70 | Where we agree to your request to move a payment we may charge this fee. |
| Modification or re-scheduling of agreements | €70 | Where we agree to change your repayment date we may charge this fee. |
| Unpaid Direct Debit/Return | €25.39 | Where a direct debit is returned unpaid this fee may be charged. |
| Returned cheque fee | €25.39 | Where a cheque is returned unpaid this fee may be charged. |
| Collection letter charges | €3.50 | Where you have missed a payment and we need to write to you to let you know. This fee may be charged. |
| Early settlement fee for Hire Purchase (HP) Agreement | Charge will vary | Where you fully repay a HP agreement early you will be charged 6 months future interest or the remaining interest if less than 6 months to run on the agreement. |
| Early settlement Fee for Personal Contract Plan (PCP) | Charge will vary | Where you fully repay a PCP agreement early you will be charged 3 months future interest or the remaining interest if less than 3 months to run on the agreement. |
| Charge for excess Kilometers (km) | Charge will vary | 6c plus VAT per Km. This fee is charged above the Maximum Annual Kilometers shown on the front of your PCP agreement in respect of any period of 12 calendar months from the start date of your agreement; or the Maximum Total Kilometers shown on the front of your agreement at the end of the duration of your PCP agreement. |